Terms and Conditions

Please read these terms and conditions carefully before using our services.

1. Acceptance of Terms

By using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Account Access

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.

3. Service Availability

We strive to provide continuous service, but we cannot guarantee uninterrupted access. We may need to suspend or restrict access to our services for maintenance or security reasons.

4. Account Requirements

To use our services, you must be at least 18 years old and capable of entering into a binding contract. You must provide accurate and complete information when creating an account.

5. Fees and Charges

We may charge fees for certain services. All fees are clearly disclosed before you use the service. We reserve the right to change fees with reasonable notice.

6. Security

We implement security measures to protect your information. However, we cannot guarantee complete security. You are responsible for protecting your account information.

7. Intellectual Property

All content on our website, including text, graphics, and software, is owned by us or our licensors. You may not use our content without our prior written permission.

8. Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from your use of our services. Our liability is limited to the amount of fees you have paid us.

9. Changes to Terms

We may update these Terms and Conditions from time to time. Any changes will be posted on this page and, where appropriate, notified to you by email.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Massachusetts, without regard to its conflict of law principles.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at support@fmbvirginia.com or through our customer service department.