Our Loan Products

Personal Loan

3.99% APR

  • Quick approval process
  • Flexible repayment terms
  • No collateral required
  • Multiple use purposes
Apply Now

Mortgage Loan

2.99% APR

  • Fixed interest rates
  • Flexible down payments
  • Expert mortgage guidance
  • Competitive loan terms
Apply Now

Business Loan

4.49% APR

  • Business expansion funding
  • Equipment financing options
  • Working capital solutions
  • Customized loan terms
Apply Now

Why Choose Our Loan Services?

Competitive Rates

Our loan rates are highly competitive and designed to help you save money while achieving your financial goals.

Personalized Service

Our experienced loan officers provide personalized guidance throughout the entire loan process, ensuring you make informed decisions.

Flexible Terms

We offer flexible loan terms and repayment options tailored to fit your unique needs and budget requirements.

What Our Customers Say

"I was impressed with the quick and easy loan process at F&M Bank. The staff was friendly and helpful throughout the entire experience."

John D.
Personal Loan Customer

"I've been a member of F&M Bank for years and have always been satisfied with their loan products and exceptional customer service."

Jane S.
Long-term Member

"The loan rates at F&M Bank are very competitive and the staff is always willing to help with any questions or concerns."

Bob T.
Business Loan Customer