Your trusted financial partner since 1950, committed to providing exceptional banking services and innovative solutions to help you achieve your financial goals.
To empower our customers to achieve their financial goals through innovative banking solutions, exceptional service, and trusted advice that builds lasting relationships and strengthens our community.
Your financial security and privacy are our highest priorities.
We embrace technology to provide cutting-edge banking solutions.
Our commitment to excellence reflected in our achievements
Active Members
Assets Under Management
Branch Locations
Years of Service
Key milestones in our 70+ year history
Founded as F&M Bank with a commitment to serve our local community.
Expanded with our first branch location, bringing banking services closer to our customers.
Launched comprehensive online banking services, embracing the digital revolution.
Introduced our award-winning mobile banking app for banking on the go.
Our commitment to making a positive impact
We're committed to sustainable practices including paperless statements, renewable energy, and eco-friendly operations.
We provide comprehensive financial literacy programs and resources to help our community make informed financial decisions.
Through partnerships and charitable initiatives, we actively support local organizations and community development projects.
Recognition for our commitment to excellence
New York State Banking Association
National Banking Foundation
Financial Security Institute